Capital from planting to payday.
Farming means spending all season before you ever sell a crop. We bridge the long gap between planting and harvest so seed, equipment, and labor are never a worry.
Challenges farms and ag operations face
Agriculture has one of the longest cash cycles in business. Here's where it strains.
Long season-to-sale gap
You buy seed, fuel, and labor in spring but don't see revenue until harvest months later.
Weather and price risk
A bad season or soft market can wipe out the cushion you planned on.
Expensive machinery
Tractors, combines, and irrigation are major outlays that can't drain operating cash.
Seasonal labor costs
Planting and harvest demand surges of paid labor at the most cash-tight moments.
Funding solutions for farms and ag operations
Funding sized to the agricultural calendar.
Business Line of Credit
A seasonal line to fund seed, fuel, and labor, repaid after harvest sells.
Explore this productEquipment Financing
Finance tractors, combines, and irrigation up to 100% of cost.
Explore this productSBA Loans
Long-term, low-rate capital for land, major equipment, or expansion.
Explore this productAgriculture by the numbers
How farms and ag operations put it to work
- Funding seed, fertilizer, and fuel each spring
- Financing tractors, combines, and irrigation systems
- Covering planting and harvest labor surges
- Bridging the gap until crops are sold
- Expanding acreage or adding storage and processing
The line of credit carried us from planting all the way to the elevator. We bought seed and diesel on time, paid the crews, and settled up after harvest—exactly how a farm operation needs to work.
Do you qualify? Most farms and ag operations we fund have 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Meet those and there's a strong chance we can help—checking your options takes minutes and won't affect your credit.
Bridge the season with confidence.
Fund seed, equipment, and labor and repay after harvest with capital built for agriculture—apply in minutes.