Funding that flexes with your covers.
Restaurants run on thin margins and unpredictable nights. We offer capital that flexes with your sales—lighter on slow weeks, faster when the dining room is packed.
Challenges restaurants face
The hospitality grind is relentless on cash. Here's what keeps restaurateurs up at night.
Razor-thin margins
Food, labor, and rent eat most of every dollar, leaving little buffer for surprises.
Daily sales swings
A rainy Tuesday and a sold-out Saturday can't both fit a fixed monthly loan payment.
Costly build-outs and equipment
Renovations, ovens, and walk-ins demand big up-front spend before they pay off.
Seasonal slow stretches
Off-peak months can drain reserves even as fixed costs keep coming.
Funding solutions for restaurants
Capital designed for the way restaurants actually earn—by the day.
Merchant Cash Advance
Repay as a small share of daily card sales—lighter on slow days, faster on busy ones.
Explore this productShort-Term Loans
A fast lump sum for a renovation, new equipment, or a marketing push.
Explore this productBusiness Line of Credit
A standby line to smooth payroll and inventory through seasonal dips.
Explore this productRestaurants by the numbers
How restaurants put it to work
- Renovating the dining room or upgrading the kitchen
- Adding a second location or expanding seating
- Buying ovens, walk-ins, and POS systems
- Getting through a slow season without layoffs
- Funding a local marketing or delivery push
Our patio remodel paid for itself by summer. The merchant cash advance meant slow rainy weeks cost us less—repayment just tracked our sales instead of a fixed bill.
Do you qualify? Most restaurants we fund have 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Meet those and there's a strong chance we can help—checking your options takes minutes and won't affect your credit.
Grow without the fixed-payment stress.
Get sales-based funding built for restaurants—repay as you earn and apply in minutes with no hard credit check.