Stock the shelves before the rush.
Retail is all about timing—buy the right inventory before the season, not after. We fund the up-front stock-up so you never miss a sales window.
Challenges retailers face
Retail cash flow swings hard between buying and selling. Here's where it strains.
Seasonal inventory spend
You buy holiday and peak-season stock months ahead, tying up cash before a single sale.
Unpredictable foot traffic
Sales ebb and flow week to week, making fixed loan payments a poor fit.
Storefront and expansion costs
Build-outs, fixtures, and new locations demand significant up-front capital.
Markdown and dead-stock risk
Capital tied up in slow inventory is capital you can't reinvest.
Funding solutions for retailers
Funding that matches retail's buy-now, sell-later rhythm.
Merchant Cash Advance
Repay as a percentage of daily card sales—perfectly matched to retail's ups and downs.
Explore this productBusiness Line of Credit
A revolving line to stock inventory ahead of each season, repaid as it sells.
Explore this productShort-Term Loans
A fast lump sum for a build-out, fixtures, or a big seasonal buy.
Explore this productRetail by the numbers
How retailers put it to work
- Stocking up for holiday and peak seasons
- Expanding or renovating your storefront
- Adding fixtures, displays, and POS systems
- Launching a second location or pop-up
- Funding a marketing push before a big sales window
We doubled our holiday inventory with a Pulse line of credit and sold through by January. Paying interest only on what we drew kept the cost low and the shelves full.
Do you qualify? Most retailers we fund have 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Meet those and there's a strong chance we can help—checking your options takes minutes and won't affect your credit.
Never miss a sales window again.
Fund your inventory and storefront with retail-friendly capital—apply in minutes with no hard credit check to start.